Housing Insights Central

Buying a home is a big deal. It takes a lot of steps, and you'll need to gather a bunch of papers to do it. When you buy a home, especially if you need a loan, there will be a lot of personal and financial documents to show ...

Financial problems like job loss, illness, or divorce can make it hard for homeowners to pay their mortgage. If you’re having trouble making your monthly payments, a mortgage loan modification m...

Are you in the middle of trying to buy a home? You may already have purchased one but are now in the throes of trying to keep it. If foreclosure seems around the bend, don't panic. There are plenty of resources available to ...

The U.S. Department of Housing and Urban Development (HUD) and the U.S. Department of Agriculture (USDA) have collaborated to update the Minimum Energy Standards for newly constructed ...

The sky-high cost of housing in Santa Barbara County is pushing many long-time residents to their breaking point. With the average rent for a 1-bedroom apartment hovering around $2,0...

The Parish Heights housing development project in Corning has secured a substantial grant of $4.9 million from the state, signifying a major advancement in providing permanent housing for form...

In the complex fabric of American society, the intertwining of mental health challenges and housing instability presents a profound barrier to the welfare of many.  Mental well-being forms the cornerstone of our ...

Mortgage rates have been falling, but the prices of homes have stayed high. This means if you’re hoping to buy a house, you should start saving money and working on your credit score now.  Look...

The U.S. Department of Housing and Urban Development (HUD) is stepping up to assist those affected by the recent wildfires and straight-line winds in California, starting from January 7, 2025.  ...