Housing Insights Central
Delve into articles on market trends, home improvement, and legal tips that guide you to smarter housing decisions.
Affordable Housing: A Crisis We Can Solve
The lack of affordable housing is a national crisis that has hit working families especially hard. As rents and home prices rise faster than incomes, safe and stable housing has become out of reach for many. This crisis lead...
What Are Fannie Mae and Freddie Mac? A Big Change in Home Loans
Fannie Mae and Freddie Mac are two big companies that help make buying homes more affordable and predictable in America. They are important because they buy home loans from banks and then sell them to investors...
Understanding the 50-Year Mortgage Proposal
President Donald J. Trump's administration has suggested a new idea to make homes more affordable: allowing mortgages that last 50 years instead of the usual 30 years. This proposal aims to help people manage today’s ...
Programs You Need to Know About if You're Looking for Affordable Housing
Affordable housing is an important part of any community, and many people are looking for ways to access it more easily. Over the years, the government has initiated various programs to enhance housing...
Michigan Launches a $25,000 Help for First-Time Homebuyers
In Lansing, Michigan, a new offer is out for people buying their first home. Michigan is giving away $25,000 to help with the down payment, which is the money you need to pay upfront when you buy a house. The tea...
First-Time Homebuyers Are Older Than Ever Before. Here's Why
Owning a home is a big goal for many people in America. However, it's becoming a reality a bit later in life than it used to. Now, for the first time ever, the average age of someone buying their first home ...
How Will HUD Changes Impact Seniors in the U.S.?
In America, the number of older adults is on the rise, with about 55.8 million people, or one out of six, being 65 or older as of 2020. A recent study from the Urban Institute has shone a light on how budget cuts to the De...
Guide to Applying for Public Housing: Steps and Essential Information
Public housing provides affordable and safe rental homes for low-income families, the elderly, and people with disabilities. If you think you might qualify and are interested in applying, here’s wha...
10 Insider Tips for Securing a Mortgage in Today's Competitive Market
Navigating the ever-changing housing market can be difficult, especially when applying for a mortgage. Home prices and interest rates can fluctuate drastically; thus, it's critical to stay informed ...