Housing Insights Central
Delve into articles on market trends, home improvement, and legal tips that guide you to smarter housing decisions.
A Tribute to 90 Years of Homeownership with the FHA
On the notable day of June 27, 2024, we observed the outstanding 90-year journey of the Federal Housing Administration (FHA), a pillar of American homeownership since its inception via the National Housing Act of 1934, a v...
What Paperwork Do You Need When Buying a House?
Buying a home is a big deal. It takes a lot of steps, and you'll need to gather a bunch of papers to do it. When you buy a home, especially if you need a loan, there will be a lot of personal and financial documents to show ...
How Much Should You Spend on Rent?
Deciding how much to spend on rent starts with understanding what you can comfortably afford. Here are some general rules to guide you: The 30% Rule A common recommendation is to spend about 30% of your gross monthly income...
What is the Government Doing to Help Victims of the California Wildfire?
The U.S. Department of Housing and Urban Development (HUD) is stepping up to assist those affected by the recent wildfires and straight-line winds in California, starting from January 7, 2025. ...
5 Best Mortgage Lenders for First-Time Home Buyers (October 2025)
Buying your first home can be tricky, so picking the right mortgage lender is important. Here are five of the best options, explained in simple terms: 1. Rocket Mortgage Available Natio...
VA Benefits for Specially Adapted Housing: How Veterans Can Apply for Housing Grants
The Department of Veterans Affairs (VA) offers housing grants to veterans who have disabilities related to their military service. These grants help veterans buy, build, or make changes ...
Bridging the Gap: Whitefish Rental Assistance Program Gets Mixed Reviews
The town of Whitefish, Montana recently announced a new rental assistance program to help lower-income residents struggling with the city's high housing costs. However, the program has received mix...
Government Aid is Not Enough: Why Housing Costs Must Be Addressed at Their Root
Government housing assistance programs provide critical support for millions struggling with unaffordable housing costs. However, demand for aid continues to far outstrip available resources....
Colleges Struggle to Finalize Housing Plans As the Fall Semester Approaches
When the COVID-19 pandemic first struck, many people assumed it would be over by summer. However, as the number of positive COVID tests continues to reach new records in the United States, it seems l...
